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My eyes. The goggles, they do nothing. - The Mad Schemes of Dr. Tectonic [entries|archive|friends|userinfo]
Beemer

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My eyes. The goggles, they do nothing. [Apr. 1st, 2008|10:39 am]
Beemer
It is bright and sunny and f'ing COLD outside today. I just got back from an eye exam and my pupils are still dilated, so I'm going to skip the lunch lecture I was thinking about going to today. I can just work from home (where it's nice and dim) for a while as the drops wear off and then drive in to work for a meeting at 2.

So why is it that health insurance never covers glasses and contacts? It's not like vision is an optional extra in my ability to be a productive employee / member of society. I kind of need it to do most of the things I do.

(I wanted to use my goggles icon for this post, but paying lots of money for dilated pupils is decidedly not awesome. Radioactive panda wears goggles too, though, and he is cynical and disparaging, so I guess that's fine.)
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Comments:
From: chaosqueen42
2008-04-01 05:01 pm (UTC)
My employer offers health insurance and additional, optional, insurance for dental and vision -- I think it makes even less sense to put those two together in one package.

While it's true that vision is not an optional extra, I can see from the money standpoint why it's an insurance extra. Some people, like me, don't need vision correction, and so don't need insurance that covers glasses, contacts, or (to a lesser extent, because I probably still ought to get one) eye exams.
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From: orbitalmechanic
2008-04-01 05:42 pm (UTC)
It's probably because the costs aren't that high. High enough, obviously, but not make-you-file-for-bankruptcy the way a good hospital stay can do!
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[User Picture]From: melted_snowball
2008-04-01 11:44 pm (UTC)
That's true, but for those of us who have all kinds of entertaining vision problems, eye care can still be surprisingly expensive. (It also was de-listed by the provincial health plan a few years ago, right before my two summers-of-a-dozen-optometry-appointments in a row. Grumpy? Me? No...) What turns out to be an entertaining challenge is documenting where "medicine" ends and "optometry" begins.
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[User Picture]From: dr_tectonic
2008-04-01 05:59 pm (UTC)
Oh, one eye exam a year is covered through my normal insurance, but it's sad and pathetic coverage. That's my complaint.

Technically you are perfectly healthy even if you can't see. I'm not sure how that logic applies to hearing aids, which I believe can be covered medically.

Yeah, that's the thing that bugs me. No, in fact, I'm not perfectly healthy if I can't see, just like I wouldn't be perfectly healthy if I was missing a hand. Defining "healthy" that way is stupid. Grumble.
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[User Picture]From: k8cre8
2008-04-01 07:05 pm (UTC)
It's also not contagious, so, not a general health threat.

Yeah. I hate it too. dem glasses and whatnot ain't cheap! And, yes my prescription is painfully out of date (though my vision hasn't changed) and I've not bought new glasses or contacts in far too long. Sigh.
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