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Zero [May. 1st, 2014|08:22 pm]
Yesterday, I hit a bit of a milestone.

My tax returns came in sometime in the last couple weeks, and I've got a paycheck coming on Friday. (We get paid biweekly, so that makes April a three-paycheck month if I wait until this weekend to pay bills.)

With a bunch of extra money sitting in the bank account, I decided to do a little adding-up, and having determined that it all worked out, I made an extra-large payment on the credit card, leaving us with a final balance of...


Woo-hoo! We are finally, FINALLY caught up! It's been... a long while.

There will be non-zero balances in the future, I'm sure. (Among other things, the power connection on my laptop has gotten really finicky, so I think that means it's time to replace it sooner, rather than later.) But for now, I'm just going to be excited about being in the black, even if it is only a transient phenomenon.

[User Picture]From: drdeleto
2014-05-02 04:05 am (UTC)
That's a huge accomplishment. Congratulations!
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[User Picture]From: kybearfuzz
2014-05-02 02:45 pm (UTC)
There is something very satisfying in paying that credit card off! Good for you :)
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[User Picture]From: dendren
2014-05-02 02:52 pm (UTC)
WOOT!!! that is awesome. I did that around 1997 or so and haven't carried a credit card balance since. I pay it off every month and it feels sooooo good!
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[User Picture]From: dr_tectonic
2014-05-02 06:57 pm (UTC)
I used to pay it off regularly, but then there was a while where finances were sucky and the balance sloooowly crept upward. Fingers crossed that we're back to paying it off every month!
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[User Picture]From: dr_tectonic
2014-05-02 07:03 pm (UTC)
Oh, no worries. Even with the negatives of carrying a balance, for me it's worth it for the buffer effect that means I don't have to worry about accidentally overdrafting my account if I fail to keep my running tally up to date.

Plus, when I pay for things with cash, the money just evaporates and I have no idea where it went. Using a card, I get a letter every month telling me what we spent too much on, so there's at least a hope of improving our spending habits...
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[User Picture]From: srotu27
2014-05-13 06:21 pm (UTC)
Congrats! That's an awesome feeling!
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